Income Protection
Plans to keep up your level of income in the event of sickness, accident or disability; so that family and dependents do not suffer financially should those unfortunate events occur.

Building and Contents Insurance.
Independent recommendation of the best schemes.

Life and Critical Illness Cover
Making sure your family is well cared for in the event of your death or serious illness.

Retirement Planning
Ensuring that you plan to enjoy the standard of living you deserve in retirement.

Investment and Savings
Working with you to ensure you meet your own financial plans and needs.

Mortgages
Recommending the best and most suitable mortgage for property
purchase, improvement and other capital raising.
Re-mortgaging to reduce costs.
Buy-to-let  mortgages. Most forms of buy-to-let mortgages are not regulated by the Financial Conduct Authority.
Lifetime mortgages. To release equity may require a lifetime mortgage or home reversion plan. To understand the features and risks, ask for a personalised illustration.
Purchase of second or holiday homes.
Your home may be re-possessed if you do not keep up repayments on your mortgage, or any other debt secured on it.
A mortgage is a loan secured against your home or property.
With regard to adviser remuneration commission will either be paid by the lender or a typical fee would be £500 payable on receipt of mortgage offer, in the latter case any fee received from the lender will be refunded.

Inheritance Tax Planning
Helping to reduce the potential tax bills that your children may one day face when they inherit your estate. Inheritance tax planning is not regulated by the Financial Conduct Authority.